How to Buy an Engagement Ring

Buying an engagement ring is a big deal, it is one of the most important purchases in your life.  It can feel like a daunting task, with s many unanswered questions.  What size diamond do I get?  What style should I go for? How much should I spend?  Hopefully, this guide will give you some help and guidance to find the best choice.

1.) Budget

Before you start approaching jewellers, have a budget in mind.  Don’t worry about the supposed rules of three month’s salary being the budget guideline, go with what feels financially right for your situation.

2.) Credentials and Certification

Always ask for certifications if you are buying precious gems, your jewellery can provide these easily.  I use GIA  (Gemological Institute of America) which is one of the highest standards for gemstones.  I also belong to the National Associaton of Jewellers which ensures its members abide by a code of conduct, increasing consumer confidence in the purchase of jewellery.

3.) Getting the Style Right

Take a look at what is already in her jewellery box, maybe take a photo to take to your jewellers.   Think about her clothes style, colours she loves and even the type of job she does – does it fit into her daily life as well as being the ring of her dreams.   If you are really stuck, bring her best friend along to the jeweller to help design the ring.

4.) The 4C’s

Diamonds are graded according to the Four C’s; Cut, Colour, Carat (weight) and clarity.   You can juggle with all of the four C’s to some extent to achieve a budget that will work for you, but do not compromise on the cut.  This is not the shape, it is how the facets (surfaces are cut and therefore defines how the diamond sparkles.

5.) Grade

For diamonds, there is a clarity measurement scale ranging from flawless (FL), which is completely blemish free to included which contain flaws that may affect its brilliance.

6.) Colour

A diamond’s colour is graded on a scale beginning with D (colourless) and ending in Z (Canary Yellow or brown tint).   The further down the colour scale, the more budget you can leave to invest in the cut and size.

7.) Carat

While quality is great, you want something visible. So if your partner wants a big rock, go for size over clarity.